The Board may perhaps modify a small financial institution ranking from “Satisfactory” to “Remarkable” on the institution level in which the bank requests and gets further thing to consider for pursuits that might qualify pursuant for the Retail Products and services and Goods Test in § 228.
This Get hold of variety is just for website help or Web page recommendations. If you have concerns or comments relating to a published document please Call the publishing company.
관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
블로그 아이디는 한번 정하면 다시 변경이 불가능합니다. 이 아이디로 블로그를 만들까요?
(v) To accumulate ownership or Charge of shares or all or considerably all of the belongings of the cost savings Affiliation, to lead to a personal savings association to be a subsidiary of a savings and loan Keeping firm, or to merge or consolidate a savings and loan holding organization with every other cost savings and loan Keeping organization within a transaction that requires acceptance underneath section ten of the house House owners' Loan Act (12 U.S.C. 1467a).
(ii) If a considerable bank is not really matter to reporting beneath twelve CFR aspect 1003 on account of the location of its branches, but would in any other case meet up with the house Home finance loan Disclosure Act (HMDA) dimension and lending activity needs pursuant to 12 CFR portion 1003, the financial institution have to accumulate and manage, in electronic variety, as prescribed via the Board, until eventually the completion in the lender's next CRA examination wherein the information are evaluated, the next data, for each closed-finish property property finance loan loan, excluding multifamily loans, originated or ordered during the analysis period of time:
Remarks or questions on doc material can not be answered by OFR staff members. Make sure you never offer private details or particular data.
The loans, investments, services, and products of the financial institution's functions subsidiary have to be included in the bank's strategy, Until the operations subsidiary is independently topic to CRA requirements.
The Board seeks to act upon a draft system within ninety calendar times once the Board gets the entire draft prepare along with other materials essential pursuant to paragraph (file) of this portion.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(A) A copy of the public segment of your financial institution's newest CRA effectiveness evaluation and a listing of providers provided by the branch; and
implies a loan, including a legally binding dedication to increase credit rating, for instance a standby letter of credit, that supports Local community development, as explained in § 228.thirteen. A community progress loan would not incorporate any home home finance loan loan deemed beneath the Retail Lending Take a look at in § 228.
(2) A house home finance loan loan or maybe a multifamily loan is found within the census tract exactly where the assets securing the loan is situated; and
A little financial institution, or possibly a bank that was a little financial institution over the prior calendar 12 months, have to incorporate in its public file the bank's loan-to-deposit ratio for every quarter from the prior calendar year and, at its possibility, more knowledge on its website loan-to-deposit ratio.